empty  {}
body {
  background-color: #ffffff;
  color: black; 
  padding: 0;
  font-family: Georgia, serif;
  text-align: center;
  width: 864px;
  margin: 0 auto;
}
td, p, li, dd, div {
  font-size: 12px;
  line-height: 18px;
}
small td {
  font-size: 11px;
  line-height: 14px;
}
p {
  margin-bottom: 10px; 
}
li {
  margin-bottom: 4px; 
}
a:link, a:visited {
  text-decoration: underline; 
  color: #004691;
  font-family: Arial, Helvetica, sans-serif;
  font-weight: bold;
}
a:hover, a:active {
  text-decoration: none; 
  color: #004691;
}
img.img-right {
  margin: 0px 0px 16px 16px;
}
img.img-left {
  margin: 0px 16px 16px 0px;
}
div.img-left {
  float: left;
  text-align: center;
  margin: 0px 16px 16px 0px;
}
div.img-right {
  float: right;
  text-align: center;
  margin: 0px 0px 16px 16px;
}
div.img-center {
  text-align: center;
  margin: 0px 0px 16px 0px;
}
h1 {
  font-family: Tahoma, Arial, Helvetica, sans-serif;
  font-size: 18px;
  line-height: 22px;
  font-weight: bold;
  margin: 16px; 
  text-transform: uppercase;
  letter-spacing: 0.25em;
  text-align: center;
}
h2 {
  font-family: Georgia, serif;
  font-size: 16px;
  line-height: 20px;
  font-weight: normal;
  font-style: italic;
}
div#content h2 {
  text-align: center;
  margin: 16px 16px 12px 16px;
  font-weight: bold;
}
div#content td h2 {
  text-align: left;
  margin: 16px 0px 12px 0px;
}
h3 {
  font-family: Georgia, serif;
  font-size: 12px;
  line-height: 14px;
  font-weight: bold;
  margin: 10px 0px 10px 0px;
}
.red {
  color: #004691;
}

#top {
  width: 864px;
  height: 204px;
  background: url(img/top.jpg) no-repeat top left;
}
#top div {
  position: absolute;
  left:-2000px;
}
#tphone {
  width: 864px;
  height: 40px;
  background-color: #002755;
  font-family: Impact, Arial, Helvetica, sans-serif;
  color: #ffffff;
  text-align: center;
}
#tphone div {
  font-size: 20px;
  line-height: 20px;
  padding: 8px 0 0 0;
}
#tphone div span {
  color: #ffcc00; 
}

#tmenu {
  width: 864px;
  height: 34px;
  background-color: #d0dce2;
  padding: 0;
  font-family: Tahoma, Arial, Helvetica, sans-serif;
  color: #000000;
  font-size: 16px;
}

#nav {
	float: left;
  width: 864px;
  margin: 0 auto;
  height: 34px;
	list-style: none;
	line-height: 1;
	padding: 0;
	margin: 0;
}

#nav li {
	float: left;
	padding: 0;
	margin: 0;
  width: auto;
  height: 34px;
}

#nav li:hover a, #nav li.sfhover a {
  color: #004691;
}

#nav li a {
	display: block;
	color: #000000;
	text-decoration: none;
	padding: 0.5em 0em 0em 2.5em;
  font-weight: bold;
  height: 34px;
  background: url(img/button.jpg) no-repeat top left;
}
#nav li a.home {
	padding-left: 1em;
  width: 3em;
  background: url(img/buttonhome.jpg) no-repeat top right;
}
#index a.home {
  color: #004691;
} 
#nav li a.about {
  width: 7.2em;
}
#about li a.about {
  color: #004691;
}
#nav li a.contact {
  width: 6em;
}
#contact li a.contact {
  color: #004691;
}
#nav li a.services {
  width: 6em;
}
#services li a.services {
  color: #004691;
}
#nav li a.faq {
  width: 4em;
}
#faq li a.faq {
  color: #004691;
}
#nav li a.news {
  width: 11.5em;
}
#news li a.news{
  color: #004691;
}
#nav li a.disclaimer {
  width: 6em;
}
#disclaimer li a.disclaimer {
  color: #004691;
}

#content {
  width: 864px;
}

#call {
  text-align: right;
  padding-top: 16px;
}
#news #call {
  text-align: center;
}

#bmenu {
  text-align: center;
  padding: 16px 0;
  font-size: 14px;
  line-height: 18px;
  font-family: Arial, Helvetica, sans-serif;
}
#bottom {
  width: 864px;
  height: 34px;
  background-color: #002755;
  color: #ffffff;
  font-size: 12px;
  line-height: 14px;
  text-align: center;
  font-family: Tahoma, Arial, Helvetica, sans-serif;
}
#bottom div {
  padding-top: 6px;
}

#form {
  background-color: #d0dce2;
}
#form h3 {
  height: 34px;
  background-color: #002755;
  font-family: Impact, Arial, Helvetica, sans-serif;
  color: #ffffff;
  text-align: center;
  font-size: 20px;
  line-height: 20px;
  padding: 8px 0 0 0;
  font-weight: normal;
}
#form form {
  padding: 0 16px 16px 16px;
}

.submit {
  background: url(img/submit.jpg) no-repeat center center;
}
.land td {
  padding-right: 16px;
}
.land td.last {
  padding-right: 0;
}
#text {
  padding-left: 34px;
}